Best Medicare Supplement Plans for Seniors to Consider in 2025
October 16, 2025
Top Medigap Plans for 2025
1. AARP/UnitedHealthcare
- Why It’s Great: Lots of plan options, available in all states, and a trusted name.
- Perks: Wellness discounts and great customer service.
2.
Mutual of Omaha
- Why It’s Popular: Affordable premiums with solid coverage.
- Perks: Discounted rates and helpful support.
3. State Farm
- bWhy It’s Reliable: Straightforward plans and 24/7 customer service.
What to Look for
- Premiums: Higher for comprehensive plans (like Plan G), but cheaper plans (Plan N, K) come with some out-of-pocket costs.
- Coverage: Plan G covers almost everything, while Plan N is cheaper but has copays for visits.
- Travel: If you travel abroad, look for plans with foreign emergency coverage.
Medicare Advantage vs. Medigap
If you’re comparing
Medicare Advantage Plans for 2025, keep in mind Advantage plans bundle coverage (including Part D), while Medigap fills the gaps in
Original Medicare. You can switch your Medicare Advantage plan during open enrollment, but switching back to Medigap can be tricky.